Pre-Arrangements

Many families have found that a discussion of funeral plans and costs and decisions, before a death occurs, is very helpful. For this reason, we have always provided pre-planning services to our community. From the most informal, information-gathering sessions, to the more precise pre-arrangement of services, our staff is always available to assist with these matters. Answers to questions are always available whether or not a "purchase" is made or contemplated.

Likewise, many families have found that the pre-funding of funeral arrangements gives them peace of mind - to know that costs have been discussed and funds put aside before the need arises. Accordingly, we have always made available several pre-funding options from trusts to insurance programs that guarantee funds will be available when needed. These also may be made irrevocable for those persons who need to remove assets from their accounts to qualify for Medicaid benefits. A variety of plans are available.

While we have always believed that planning and pre-funding are consumer driven interests, and therefore part of the services we provide, we have never believed in the aggressive pre-selling of funeral services and merchandise that has characterized the marketplace for the past two decades. Driven mostly by cash-hungry conglomerates and commissioned sales people, the junk-mail, door-to-door and telemarketed sales transaction serves mostly the interests of vendors rather than consumers. The decisions about when to make arrangements, like what arrangements to make, belong to the family. We are here to serve not to sell.

Today's funerals cost less than you might expect but the costs do continue to rise over time. As inflation continues prices continue to increase but funeral planning allows you the opportunity to pay today's prices for tomorrow's funeral. We offer both insurance based and trust based funding options. Each offer advantages based on your individual circumstances, these advantages can be explained by our staff.

It would be our pleasure to call or sit down with you to explain in more detail the advantages of Pre-Planning. Please contact us at info@harmanfuneral.com and a funeral professional will contact you.

Arrangements can be made in the comfort of your own home by clicking the button below.  Fill in as much as you are comfortable with and we'd be pleased to meet with you to discuss further.  See the form below for details.